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“Know Your Options” Guide

A plain-English guide for first-time buyers and renters who are ready to own — the real cost of renting, what lenders actually look for, how little you may need up front, new townhomes from the $250Ks, and your first five steps.

• The true cost of five more years of rent
• Credit, income, and down payment reality check
• Down payment assistance & seller credits
• A renter-ready checklist you can start today

Lucie Kucerova REALTOR® · Atlantic Shores Realty of Jacksonville LLC